Casual and part-time workers in Australia are entitled to superannuation contributions from their employer, provided they meet the minimum earnings threshold. This applies to working holiday makers just as it does to any other worker.
What is the earnings threshold?
From 1 July 2022, the minimum monthly earnings threshold for superannuation was removed entirely. This means that regardless of how many hours you work or how much you earn in a given month, your employer must pay super on your earnings if you are 18 or over. Previously there was a $450 per month threshold, but this no longer applies.
The current super rate is 11.5% of your ordinary time earnings, paid on top of your wage. This is set by the ATO and increases incrementally each year.
Does this apply to casual workers?
Yes. Being casual does not exempt your employer from paying super. Whether you work one shift a week or five, your employer is required to contribute to your super fund based on your earnings. The same rules apply to part-time workers.
How to check your employer is paying super
You can check your super balance through your super fund's online portal or through myGov once your super fund is linked. Your payslip should also show the super contribution amount your employer is paying.
If you believe your employer is not paying your super correctly, you can report it to the ATO or contact the Fair Work Ombudsman for guidance on your rights.
Can you claim your super back when you leave Australia?
Yes. As a working holiday maker, you are entitled to claim your superannuation back when you leave Australia permanently through the Departing Australia Superannuation Payment (DASP) process. Tax is withheld on the payment, but the remaining amount is paid to you directly.
Need help?
Claim your super before you leave
We help working holiday makers claim their superannuation back through the DASP process. Fully online, handled by our registered team.
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What happens to your super if you never claim it?
Unclaimed superannuation does not disappear, but it does transfer to the ATO. Here is what happens and how to claim it back.