Working holiday tax refund calculator
Put in what you earned and what was withheld. An indicative figure comes back in a few seconds.
On your income statement or payment summary, added up across every job.
Most people pick working holiday maker because that is the visa.
If you have ever held a 417 or 462 visa, the 65% DASP rate applies to the whole balance.
The calculator uses the 2025-26 rates and only the figures you type in, so it is not your final number.
Doing it yourself
Type a low number into myGov and a low number is what gets lodged.
An estimate is only as good as what you typed, and four things are missing from it.
On myGov
You copy the figure across and myGov takes it.
With us
We start from the same figure, then go through what it does not include.
Residency is a tick box. Nothing tells you which answer is true for you.
Read correctly, residency can change the rates for your whole year. We take a position on it and stand behind it.
Deductions are a blank box, and no estimate can fill one in for you.
We know what your line of work is allowed to claim, and what has to sit behind each claim.
Nothing checks the weeks before your tax file number reached your employer, withheld at 45%.
We reconcile every employer you had for the year and claim that gap back.
You will never log into myGov, link an ID, or work out which form is which. We deal with the ATO directly.
What makes the real number different from this one?
Three things, none of them on this page. The first is your residency position. Read correctly, it can change which rates apply to your whole year. It is a judgement about your circumstances, worth more than everything else combined.
The second is the Medicare levy. It is 2% of taxable income, it comes off by default, and most 417 and 462 holders never owed it. Removing it needs a certificate almost nobody applies for.
The third is deductions, a blank box on myGov. What a farm hand, a barista and a hospitality worker can each claim is not the same list.
Questions about the estimate
I have the figure. Can I just lodge it myself?
You can, and lodging really is the easy part. What an estimate cannot do is change the figure, because it is arithmetic on the numbers you already have.
Three judgements decide the real result, and none is a field on this page: which residency position is true for you, whether the Medicare levy should ever have been charged, and what your line of work is entitled to deduct.
How accurate is this tax calculator?
It is accurate arithmetic on the figures you type, and nothing more. It applies the 2025-26 working holiday maker and Australian resident rates to the income and withholding you enter. Treat the number as a starting point rather than a final answer.
What tax rates does the calculator use?
For working holiday makers on a 417 or 462 visa it applies 15% on the first $45,000, 30% from $45,001 to $135,000, 37% from $135,001 to $190,000 and 45% above $190,000, with no tax free threshold.
For Australian tax residents it applies the tax free threshold up to $18,200, then 16% up to $45,000, 30% up to $135,000, 37% up to $190,000 and 45% above that. Which applies to you is a judgement about your circumstances, not a setting.
Why does the calculator not include the Medicare levy?
Because for most people using it the levy should not be there at all. The Medicare levy is a separate 2% of taxable income, and most working holiday makers from countries without a reciprocal health care agreement are entitled to have it removed through an exemption certificate.
Including it by default would understate the refund for the majority, so it is handled in the review instead, where your entitlement can be checked.
The calculator says I owe tax. Is that the end of it?
Usually not. A figure showing tax owing almost always means income that had little or no tax withheld against it, such as ABN work, or missing deductions, because there is nowhere to enter them.
Deductions reduce taxable income and can turn an amount owing into a refund, so it is worth getting the position checked rather than assuming the number is final.
Can you use this calculator after you have gone home to the UK, Germany or Japan?
Yes. Your Australian tax position is decided by the income you earned in Australia and the visa you held while you earned it, not by where you live now.
The calculator works the same from London, Berlin or Tokyo, and a tax return can be lodged from anywhere. What changes once you have left is that your super also becomes claimable through DASP.
What does the calculator do with the superannuation figure?
It applies the DASP withholding rate to the balance you enter and shows what would reach your account. For anyone who has ever held a 417 or 462 visa that rate is 65% on the taxable component, so a $10,000 balance pays out about $3,500.
Super is a separate claim from your tax return, payable only once you have left Australia and your visa has expired or been cancelled.
Anyone can press submit. The work happens before that.
Send us your figures and we will tell you what is in play for your year. If your refund is less than our fee, we refund the difference, so you are never out of pocket.
Reviewed and signed off by a registered tax agent before it is lodged with the ATO.
Message us on WhatsAppReplies in about an hour.