Working holiday tax guides:TFN, tax returns, super and ABN
Get your tax refund, claim your superannuation, set up your TFN or ABN. Practical guides for 417 and 462 visa backpackers.
What Is a TFN? Nine Digits, Two Rates
A Tax File Number is your permanent identity with the ATO. Without one on file your employer must withhold 45% of your pay instead of 15%.
Read more →How to Apply for a TFN, and What Goes Wrong
A Tax File Number costs nothing. What an application depends on, why the address and the passport match decide the timing, the 28 day window, and the 45% rate.
Read more →How Long Does a TFN Take? 2 to 4 Weeks
Most TFNs arrive in about two weeks and the ATO's limit is 28 days. What decides whether the letter beats your first pay run, and what if it does not.
Read more →Work Without a TFN? Yes, You Have 28 Days
You can start work in Australia before your TFN arrives. The declaration form keeps you on 15% for 28 days, and four things decide what happens after.
Read more →No TFN on File? 45% Withheld, Not Lost
Without a TFN your employer must withhold 45% instead of 15%, about $7.50 an hour on a $25 job. What gets it back and what decides how long it lasts.
Read more →TFN or ABN? The Difference That Costs Money
A TFN is for employment, where tax is withheld for you. An ABN is for contracting, where nothing is withheld until assessment. Plenty of people need both.
Read more →Can You Apply for a TFN Before You Land?
Working holiday makers must be in Australia to apply for a TFN. Everything else can be ready in advance so it is lodged on day one, which is what counts.
Read more →TFN Delayed Past 28 Days? 3 Things to Check
Most TFN delays are a wrong address or a mismatch with immigration records. What to check, and why a second application makes it considerably worse.
Read more →Do You Need a New TFN for a Second Visa?
A Tax File Number is issued once and never expires, so a second visa needs no new application. What does need updating is your address and bank details.
Read more →Showing 1-9 of 141 articles